Free calculator

Can I afford this large order?

A profitable order can still run you out of cash if you pay suppliers before the customer pays you. This finds the lowest point and how much it has to be funded.

Example: a $60,000 order costing $38,000, customer paying net 60

Order value ($)Supplier cost ($)Supplier deposit paid upfront (%)Day supplier balance is due (days)Customer deposit (%)Day customer pays the balance (days)Cash on hand ($)Fixed costs per month ($)

You need $15,000 more cash to carry this order; the low point is on day 30.

Gross profit on the order: $22,000
Cash after deposits (day 0): $19,600
Lowest cash balance: -$15,000
Day of the low point: Day 30
Funding needed: $15,000
Cash at the end: $31,000

• You pay the supplier 30 days before the customer pays you.

How this is calculated (v1.0.0)

cash moves on day 0 (deposits), the supplier balance day and the customer balance day
fixed costs accrue daily at monthly fixed costs ÷ 30
funding needed = max(0, −lowest balance)
Fixed costs here continue regardless of the order; include only the ones you pay during the order period.

Continuing carries these exact inputs and results into Business Ontology — 3 free runs, no account needed.